Funding for packages
Here at companion homecare, our foremost priority is your satisfaction. In any case, if you find something that is not as per your expectations, you may feel free to contact us via mail or phone with brief details on how we could do things better, and help would come within some time. However, we can ensure that since we take utmost care in providing our services, we only assign skilled and compassionate careers who can dedicate themselves to taking care of your family. We can make alternate arrangements during their days off and holidays as well, to meet the requirements in a simple yet efficient way.
The options for funding your care
Anything worth comes with a price. But the difference here is that is it economical and affordable as per all sections of the society. When you spend your funds here, we will make it feel not like an expense but as an investment. Still, we value your money as much as your trust, so our suggestion would be to go through all the available options depending upon how easy it is to pay.
Self-funding is a good option; we request you to check the benefits before proceeding. And if you are eligible for public funding then you might go for it as well ??? We are here to provide you with the pro points advise to help you choose the best for you. Our financial consultant would be happy to assist you with any queries and to guide you in the entire procedure from beginning till it is complete.
Discover whether you're entitled to receive financial assistance
For more benefits, we recommend you to visit the website www.dwp.gov.uk. (the Department for Work and Pensions)
PENSION CREDIT
The full basic State Pension is £129.20 per week
Guarantee Credit tops up your weekly income if it’s below £167.25
(for single people) or £255.25 (for couples).
Savings Credit is an extra payment for people who saved some
money towards their retirement, for example a pension
Goto
https://www.ageuk.org.uk/information-advice/care/paying-for-care/financial-
assessment/personal-budgets-and-direct-payments/
age uk has everything on
SAVINGS CREDIT
The savings credit is a special offer for senior citizens, aged 65 and above. It can either be you, the primary applicant, or your spouse. This is a good option in case you have made a provision for your retirement. Below are the details for the level of benefits of savings credit:
- £20.52 per week if you are single, or £27.09 per week if you have a partner
£188 per week if you are single, or £277 per week if you have a partner
Attendance Allowance
This is a tax-free benefit to those aged 65 or above, and to those who require help with personal care due to physical or mental disability. To be entitled to this scheme, apart from the age limit, the following points should be kept in mind:
There must be either a physically challenged or mentally challenged person for whom this is done. This includes visual disabilities, hearing loss, dyslexia, etc.
The severity of the difficulties are such that you need supervision either for yourself or the affected family member.
Attendance Allowance is paid based on your levels of necessary care
The higher rate is £73.60 per week, and the Lower rate is £49.30 per week
Disability Living Allowance
This is also a tax-free benefit, which is the best option for disabled children and adults who are aged under the age of 65. The most important point here is that this allowance is not due to a disability, but the needs that are arising because of it. The following points are to be checked before deciding the eligibility:
You have a physical disability (including sensory impairment, such as blindness), a mental disability (including learning difficulties), or both.
There must be either a physically challenged or mentally challenged person for whom this is done. This includes visual disabilities, hearing loss, dyslexia, etc. The severity of the difficulties must be so that you need supervision either for yourself or the affected family member.
The need for safety for yourself or the family members that the need for constant monitoring arises.
Constant Attendance Allowance
Constant Attendance allowance can be claimed in times of Industrial Injuries Disablement Benefit or War Disablement, where there is also a certain amount of pension involved too. This is when and you require daily care and attention as a result of a disability.
The regular care includes home nursing and home meals
A medical certificate that is proof that the person claiming is 100% disabled, after a medical examination
Carer’s Allowance
The Carer’s Allowance is a benefit given to the caretakers?, who take full care & responsibility to support a disabled person. You may be able to get Carer’s Allowance if you:
Are aged 16 or over
Spend at least 35 hours a week taking
Council Tax Benefit
If you are eligible for the Guarantee Credit element of Pension Credit, then you would automatically qualify to get the council tax as well. But in case you don’t fall under the GCE, and also not having minimum savings over £16,000 then you might not be eligible for Council Tax Benefit too. The assessment to establish whether you qualify for support with your Council Tax if your savings are below £16,000 is based on your level of income and the amount of Council Tax that you pay.
If in case you have any questions on the above, drop us a mail, we would call you within 12 hours of receiving it; we would be happy to clarify all your queries.
